Introducing the BVF Finance Center: Find Your Perfect Payment Option
At Big Valley Ford Lincoln, we understand that financing your next vehicle can feel overwhelming, especially if you're not familiar with the process or seeking ways to make it more affordable. That's why our Finance Center is here to guide you every step of the way. With our expert team and a range of payment options tailored to your needs, we'll help you find the perfect financing solution. Explore the following three ways to pay for your vehicle purchase: Financing, Lease, and Flex Buy a Ford Credit exclusive.
Financing
When you choose financing, you're taking a traditional approach to owning your dream vehicle. By securing a loan with flexible terms, you can spread the cost of your purchase over time, allowing you to build equity in your vehicle while enjoying the freedom to customize and drive without mileage limitations. With our finance team's expertise, we'll work diligently to find the best rates and terms that align with your budget and lifestyle and you'll be building equity in your vehicle with each payment.
Lease
Leasing is an excellent choice for those who prefer driving a new vehicle while keeping their payments lower compared to traditional financing. With a lease, you have the opportunity to enjoy the latest Ford models without worrying about long-term ownership commitments. Once your lease term is complete, you can choose to trade up for a newer model, buy the vehicle outright, or simply return it.
Flex Buy
Introducing our exclusive Flex Buy payment structure, available only through Ford Credit. Flex Buy focuses on providing lower payments during the first three years compared to a standard retail contract. It offers two term choices (66 or 75 months) and two payment discount choices. With the first 36 months of payments discounted by 15% or 18%. This payment structure allows you to enjoy lower payments during the initial years, providing you with more financial flexibility while still building equity with each payment making your dream vehicle more attainable.
Payment Examples
At Big Valley Ford Lincoln, we offer transparent and informative financing options. Let's explore how Financing, Lease, and Flex Buy can impact your acquisition of the New Ford Explorer XLT RWD. Please note that the following examples are for illustration purposes only and not specific offers. Contact our finance professionals for personalized guidance.
Now, let's dive into the examples and discover the distinct benefits and financial flexibility offered by each financing method. Our finance experts are here to guide you through the decision-making process based on your unique circumstances.
Consider a customer with $4,000 down payment and eligibility for our best standard rates on the vehicle with a $43,535 MSRP.
- A) Finance - 4.9% @ 72 Months = $709
- B) Lease - Rate 2.61 @ 36 months = $608
- C) Flex Buy - 4.9% @ 75 Months = 36 payments of $581, then 39 payments of $796
These examples highlight potential paths to acquire a Ford Explorer XLT RWD. Final terms, rates, and options may vary based on factors such as credit history, incentives, and dealership offers. Connect with our finance professionals for accurate and customized information.Â
Check Your Buying Power
Ready to explore your financing options and discover the payment plan that best suits your needs? Take advantage of our pre-qualification tool to check your buying power. It's a simple, no-hassle process that won't affect your credit score. Click "Check Your Buying Power" to get started and gain the confidence to make an informed decision.
At Big Valley Ford Lincoln, we are dedicated to providing you with a stress-free and transparent financing experience. Our Finance Center experts are here to answer any questions and guide you throughout the process. Start your journey today and let us help you find the payment option that fits your budget and lifestyle.
Please note: The examples provided above are for illustrative purposes only. Actual terms, rates, and options may vary. Contact our Finance Center for personalized assistance and to explore all available financing options.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Ease Through the Auto Financing Process at Big Valley Ford Lincoln
The jump between car shopper and car owner is a thrilling one. Whether you plan to finance or lease your next Ford vehicle, our team here at Big Valley Ford Lincoln is ready to help you make that leap and guide you towards that moment when you can finally drive your dream car home. So, if you're ready to make your next move, our helpful team of auto financing experts in Stockton will work with local bands and lenders to help you find an affordable financing solution for your needs.
Which Auto Financing Options Fit You Best?
There are two main options to pick from when considering your financing options taking out a loan or signing a lease. Each has their pros, so it's really up to you to decide which is the right path forward. For example, with a loan, you own the car at the end and build equity, but with a lease, you have a lower payment and an easier time upgrading when you turn it in. Whichever you choose, we can provide you with the information you need to make an informed decision.
Save Time by Getting Pre-Approved for Financing
Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.
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Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Big Valley Ford
3282 Auto Center Cir
Stockton, CA 95212-2836
- Sales: 209-870-4400
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